Wesley Snipes' time behind bars is taking a toll on his personal finances.  An Insider tells the "New York Post" the actor's bank accounts are "wiped out" and his four children have "nothing to live on."  Snipes, who's serving time for tax charges, is said to be trying to refinance his mansion in Alpine, New Jersey for more than one-and-a-half-million-dollars.  Wesley is also attempting to get an advance on a movie deal, while his attorney is trying to get a better handle on the money he makes from TV residuals and merchandising.

A rep for the Hollywood star acknowledges that he is having "financial challenges," but did not specifically discuss Snipes' New Jersey home.  Wesley is currently serving a three-year sentence in a Pennsylvania prison for tax crimes.